Privacy Policy

1. Introduction

Welcome to Perk.market ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience on our website and in using our products and services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our mobile application, or use any of our services related to credit card rewards and perks discovery.

Please read this Privacy Policy carefully. By using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, do not use our services.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account or join our waitlist
• Connect your credit card accounts
• Use our services to discover rewards and perks
• Contact us for support or inquiries
• Subscribe to our newsletter or marketing communications

This information may include your name, email address, phone number, mailing address, and any other information you choose to provide.

2.2 Payment and Financial Information

When you connect your credit card accounts to our service, we may collect:

• Credit card account information (processed securely through third-party providers)
• Transaction history and spending patterns
• Reward points and benefits information
• Card issuer and account details

We use industry-standard encryption and security measures to protect your financial information. We do not store your full credit card numbers or CVV codes.

2.3 Usage Data

We automatically collect certain information when you access and use our services, including:

• Device information (device type, operating system, browser type)
• IP address and location data
• Pages visited, time spent on pages, and navigation patterns
• Search queries and preferences
• Error logs and performance data

2.4 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to track activity on our service and hold certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

3. How We Use Your Information

We use the information we collect for various purposes, including:

• To provide, maintain, and improve our services
• To personalize your experience and deliver relevant rewards and perks recommendations
• To process your requests and transactions
• To communicate with you about your account, our services, and updates
• To send you marketing communications (with your consent)
• To detect, prevent, and address technical issues and security threats
• To comply with legal obligations and enforce our terms of service
• To analyze usage patterns and improve our service offerings

4. Data Sharing and Third-Party Services

We may share your information in the following circumstances:

4.1 Service Providers

We may employ third-party companies and individuals to facilitate our services, provide services on our behalf, perform service-related activities, or assist us in analyzing how our services are used. These third parties have access to your information only to perform these tasks and are obligated not to disclose or use it for any other purpose.

4.2 Financial Data Providers

To provide credit card rewards and perks discovery services, we may integrate with third-party financial data providers (such as Plaid or similar services) that securely access your financial account information. These providers are subject to their own privacy policies and security standards.

4.3 Business Transfers

If we are involved in a merger, acquisition, or asset sale, your information may be transferred. We will provide notice before your information is transferred and becomes subject to a different Privacy Policy.

4.4 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

5. Security Measures

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication mechanisms
• Secure data storage and backup procedures
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Portability: Request transfer of your data to another service
• Opt-out: Unsubscribe from marketing communications
• Restriction: Request restriction of processing of your information
• Objection: Object to processing of your information

To exercise these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request within a reasonable timeframe.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our service and store certain information. Types of cookies we use include:

• Essential Cookies: Required for the service to function properly
• Analytics Cookies: Help us understand how visitors interact with our service
• Preference Cookies: Remember your settings and preferences
• Marketing Cookies: Used to deliver relevant advertisements

You can control cookies through your browser settings. However, disabling certain cookies may limit your ability to use some features of our service.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately. If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to remove that information from our servers.

9. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ from those in your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the data to the United States and process it there.

By using our services, you consent to the transfer of your information to the United States and processing in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy. We may also notify you via email or through a prominent notice on our service.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: